Rental Bond Loans – From $300 – $5000

What is an Online Cash Loan?

An Online Cash Loan is a short-term loan for a small amount for those who need fast cash before Payday. For Online Cash Loans we deposit the cash directly into your nominated bank account.

What are the fees on a cash loan?

All rates and fees available upon request and are fully disclosed in your contract documents for your review and acceptance. Our Small Amount Advances are provided as SACCs which have Establishment Fee equaling 20% of the amount borrowed and a monthly fee of 4% of the amount borrowed. Our Medium Amount Advances are provided as MACCs. All loans falling into the category of a Medium Amount Advance (Medium Amount Credit Contract – MACC) are subject to maximum amount of fees, charges and/or interest as follows: Loan Settlement Fee (Establishment Fee) $400. Maximum fees, charges and or Interest however expressed equal to a maximum all inclusive equivalent cost rate of 48% APR (excluding the $400 fee).

Can I pay off my Online Cash Loan early?

Yes, if the Online Cash Loan is paid off early, the Credit Provider will not charge a fee and only due permitted monthly fees are chargeable.

Need more information?

Please visit our FAQ Section for further information.

What if I cannot repay on the due date?

If you fail to make payments the cost of your loan may increase.

If you need to change a payment contact us as soon as possible. We always work with our customers to ensure that their repayments are affordable at all times during their loan and understand that circumstances may change. By advising us ahead of time, you can avoid the payment dishonour fees imposed by your bank. If you need to change your payment you need to contact us at least 2 days before your payment is due. You may be charged a repayment schedule of up to $40.00 by Cash Stop. If you loan carries over into a new monthly period you may also be liable for another monthly fee (4%) as per your loan contract.

If your direct debit fails due to insufficient funds in your account you may be charged a dishonour fee by your bank plus a $40 dishonour / reschedule fee by Cash Stop. This reschedule fee may also be charged when we agree to reschedule your payment to a later date.

If we can’t recover the money after 60 days and following the issuing or all required notices we may place a default on your credit file. This default will be marked as paid once you have fully repaid your loan including any fees. It will however remain on your credit file for up to 5 years.